Mortgage Interest Rate 2025 Predictions . If you're thinking about buying a home in 2025 or refinancing your existing mortgage loan, here's what experts say could happen to interest rates in the coming year. This could be good news for borrowers, potentially challenging.
The federal reserve is expected to cut rates further in 2025, paving the way for slightly lower borrowing costs for consumers. The average 2 year fixed rate mortgage in february 2023 was 5.32%.
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